Mortgage advisor Saffron Walden, Financial advisor Saffron Walden, Equity release Saffron Walden, Mortgage advisor Stansted, Financial advisor Stansted, Equity release Stansted, Mortgage advisor Bishop's Stortford, Financial advisor Bishop's Stortford, Equity release Bishop's Stortford, Mortgage advisor Braintree, Financial advisor Braintree, Equity release Braintree, Mortgage advisor Harlow, Financial advisor Harlow, Equity release Harlow, Mortgage advisor Cambridge, Financial advisor Cambridge, Equity release Cambridge

                  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

            Mortgage Moves Ltd is an Appointed Representative of The Right Mortgage Ltd which authorised and regulated by the Financial Conduct Authority. Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority. Financial Conduct Authority No. 816825

Registered in England and Wales no. 09919663. Registered address: Pochards House, Barnards Yard, Saffron Walden, England, CB11 4EB.

           The guidance and / or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

 

         Contact us ; Telephone : 01799 541090, E-mail : info@mortgagemoves.co.uk Or Catherine House, High Street, Newport, Saffron Walden, Essex, CB11 3PF

 

Customer Privacy Notice

Welcome to Mortgage Moves

 

Mortgage Moves are Whole of Market Mortgage Advisers, this means that not only do we have access to the lenders that you are aware of, plus their specialised lending arms but also the lenders that you might not be aware of. We are regulated by the Financial Conduct Authority who are directly accountable to the Treasury. This is important for you as well as anyone you might recommend to us because, just like your bank or building society, we are regulated to ensure the best outcome is delivered to our clients. Here are just a few reasons why our clients keep coming back.

 

  • Expert Mortgage and Protection advice

  • Face to face, phone or email - the choice is yours

  • Over 15 years of invaluable experience 

  • Knowledgeable, established and dedicated

  • A service you would be happy recommending to your friends and family

  • Access to banks, lenders and exclusive interest rates not available elsewhere

  • It's all about you - committed to ensuring you always have the most appropriate financial products in place

 

First Time Buyers

 

  • Worried about where to start? 

  • Not sure if you can get a mortgage?

  • How much can you borrow?

  • Guarantor mortgages

  • Help to Buy

  • Shared Ownership

Don't panic, we make things as easy as possible and will not confuse you with jargon. We welcome all enquiries no matter how complex it is.

Remortgage

  • Want a better interest rate?

  • Borrow a bit more to repay debts?

  • Improve your home?

  • Buy other property?

  • Or just fancy a great holiday?

 

We keep the whole process simple and take the hard work out for you. 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

Moving home

Many borrowers go straight to their existing mortgage provider when they think about moving. Why not ask us first? We can advise on your existing lender and others out there, who knows that new home might actually be within reach if you have the right lender on your side. 

Buy to Let

Buying a property to rent out requires a different mortgage than for a property you intend to live in. With rents at record highs and property prices stable it could be a good time to become a landlord, we aim to provide a clear and simple route into the Buy to Let market. 

Self-Employed

You might be a sole-trader, in a partnership or maybe a company director. This can sometimes be an obstacle when finding a mortgage. We know lenders that only need one year's accounts, lenders that use your latest year's figures, lenders that use Ltd company net profit as opposed to your actual drawings - so you could be closer than you think to getting that mortgage.

Advice fee

 

You will be advised of this before you go ahead but generally we charge up to £232 for mortgages of over £125,001 and up to £476 for mortgages below this amount, complex cases and equity release/lifetime mortgages. If staying with your existing provider, often there is no charge at all but where we do charge, it is to cover the cost and overheads in getting your mortgage from application to offer stage, as completion, and the date a lender reimburses us for arranging their mortgage is often 2 - 6 months afterwards. This fee also goes some way to showing that we are not solely commission driven and always have your best interest at heart. 

 

 

We will require certain documents to provide advice, you will be advised of these when you enquire